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FIJI Student In-house Insurance online application form-

Insurance support - It's possible because it's a local company

  • Japanese Language Support
    Service
  • Emergency Assistance
    Service
  • The supports are available 24x7 for serious illnesses and symptoms.
  • In case of emergency, the local insurance staff will accompany you to the medical institution or police station. First examination will take place in the hospital determined by the insurance staff. When the doctors determine the need of a patient transfer, the transfer to another hospital including overseas will be arranged.
    Whenever there is serious injury or illness, we will wait for the doctor's determination and quickly make the arrangements for an emergency transfer back to your country.
  • There is no need of complicated insurance claim such as payment for medical expenses, issue costs of a police report, when the insurance staff accompanies you.
    The insurance staff will accompany you as an interpreter for the police records or the like, but you need to go to the police station by yourself for receiving the certification documents.

Secured coverage options

Death by injury

In the event the insured person may unfortunately die due to an injury caused by an accident during the overseas studies…Accidental Death Insurance will be paid.

Accidental death

Post-injury disability

In the event the insured person may unfortunately suffer an injury caused by an accident during the overseas studies and end with a post-injury disability…Post-injury Disability Insurance will be paid according to the degree of the sequela.

Physical impediment

Death by disease

In the event the insured person may die due to a disease during the overseas studies…Disease Death Insurance will be paid.

Death by critical illness

Compensation liability

In case the insured person accidentally breaks goods at a shop or causes injury to another person during the overseas studies…Damage Compensation or the like will be paid.

Liability for Damages

Aircraft delay

If your flight is delayed by 6 hours or more and the insured person has to pay for accommodations and meals from own expenses…Limit of 20,000 JPY per delay will be paid for accommodations, meals, transportation and communication expenses.

Aircraft delay

Deposited baggage

If the baggage the insured person has entrusted to the airplane is delayed for 6 hours or more and have no choice but to buy personal items…Limit of 100,000 JPY per delay will be paid for purchasing clothes and daily essentials.

Checked-in luggage

Treatment and relief costs

Treatment/Travel insurance for family member

In case treatment at a medical institution is needed due to injury or illness during the overseas studies…

Treatment costs, hospitalization costs and surgery cost will be paid.

If the insured person continues to be hospitalized for 72 hours or more and their family would need to travel to Fiji…

The transportation and accommodation expenses of the person's family (benefactors) until they arrive will be paid.

plan

Subjects Plan A Plan BStandard type Plan C
In-
transit		 Death by injury 10,000,000JPY 10,000,000JPY 3,000,000JPY
Death by disease 10,000,000JPY 10,000,000JPY 3,000,000JPY
Treatment fees / Benefactor traveling costs 30,000,000JPY 20,000,000JPY 10,000,000JPY
Post-injury disability 10,000,000JPY 10,000,000JPY 3,000,000JPY
Personal effects damage 200,000JPY 100,000JPY 50,000JPY
Delay of deposited baggage to aircraft 100,000JPY 100,000JPY 100,000JPY
Aircraft delay costs 20,000JPY 20,000JPY 20,000JPY
Life Death by injury 10,000,000JPY 10,000,000JPY 3,000,000JPY
Death by disease 10,000,000JPY 10,000,000JPY 3,000,000JPY
Medical Treatment fees / Benefactor traveling costs 30,000,000JPY 20,000,000JPY 10,000,000JPY
Post-injury disability 10,000,000JPY 10,000,000JPY 5,000,000JPY
Dental treatment costs 100,000JPY - -
Travel
Domestic		 Personal indemnification liability 20,000,000JPY 10,000,000JPY 5,000,000JPY
Personal effects damage 200,000JPY 100,000JPY 50,000JPY

（Note）The "In-transit compensation" is an insurance that covers round-trip flights between Japan and Fiji. Trips to other countries (including stopovers) and temporary return to the country of residence are not covered.

（Note）Life insurance, medical insurance and domestic damages insurance are insurances that apply while staying in Fiji.

FIJI Student In-house Insurance online application form

Insurance information

Insurance policy number
Period

※Enter the departure date you leave the country of residence.
※If you travel to the other country before Fiji, enter the day you arrive in Fiji.
※For insurance extension, enter the day after the existing insurance ends.

※Enter the return date you arrive the country of residence.
If you enter the other country after leaving Fiji (for working holidays or travel,) enter the date you leave Fiji.
※hough you plan to study abroad over 365 days, the maximum period of insurance is 365 days.

days

※The maximum period of insurance is 365 days.

After study in Fiji

Class

※Please select from the list
Please select "+65" if you are over 65 years old.

Insurance fee

¥

Personal information

Student studying abroad (The insured person)

Passport Name

※the same name/spelling as the passport

Date of birth
Age in the insurance start date

years old

※Age in the insurance start date

Sex

Applicant(The insurance contractor) ※If you are under 21 years old, you cannot apply because of Fiji civic law.

Age Verification

The student studying abroad (The insured person) will be over 21years old on the departure?

Name
Email address

※After completion of contract, your invoice will be sent to your email address.

Mailing address・Contacts

In case of emergency, we will contact addresses and phones you wrote on your Fiji-Study Program Application.

Notices

①Are you currently under any medication or treatment for any injury or sickness (including mental disorder)? Or receiving any recommendation of treatment, medication, Periodic medical examination, close examination?

②Are you contracted with any other insurance(include mutual insurance) compensate the same coverage? (include life insurance, postal life insurance, traveler's insurance with a credit card.)

③Did you receive any travel insurance oversea or domestic payout last three years?

④Would you like to assign someone else as a beneficiary besides heir-in-law?

【Precautions】

These Precautions include items that may be unfavorable to the contractor, so please pay especial attention to these Precautions. Please apply after you have confirmed the details about compensation and insurance amount of the plan you are considering.
※Please note that these precautions are not everything about the contract of the insurance policy.

  • 1.In case the insured person goes to a hospital or the like without contacting FBIL in advance, the insurance money shall not be paid.
  • 2.Any of the following shall be excluded from compensation of insurance coverage: Injuries or illness for which medical treatment or medication is currently being administered by a doctor (including mental illness), chronic diseases that currently need precise examinations, periodic medical examinations, medical treatment or medication (including atopies and allergies), and death or disease resulting from the chronic diseases.
  • 3.FBIL shall pay up to 50% of the compensation of the insurance coverage for accidents suffered by the insured person during personally-organized tours, such as the Fiji locally-organized optional tour. In that event, the compensation for treatment fees and benefactor traveling costs of Plan A and Plan A+65 shall be limited to 10,000,000 JPY. Accidents during tours using the services of travel agencies not licensed by the Fiji government or illegal taxis that have not obtained a Class-II license shall be excluded from compensation of the insurance coverage.
  • 4.Injuries suffered while partaking in the sport events and competitions organized by officially registered groups shall be excluded from compensation of insurance coverage.
  • 5.Insurance claims for personal effects damage shall be calculated after considering the depreciation (straight line method for 5 years). And a deductible amount of 30,000 JPY per item shall be applied. In case the damage per 1 unit, 1 set or 1 pair of the items covered by the insurance is over 100,000 JPY, FBIL will deem the damage to be of 100,000 JPY.
  • 6.The insurance period shall commence from the moment of boarding the aircraft that departs from the international airport at the country of residence for the overseas studies until the moment of disembarkation from the aircraft that arrives to the international airport at the country of residence. However, should the insured person choose to travel to a country other than their country of residence before and/or after the overseas studies, the insurance period starts once the insured person has arrived at the Fiji international airport and ends once the insured person has departed from Fiji international airport. The insured person traveling to this different country before and/or after the overseas studies may choose to insure themselves with another insurance company.
  • 7.During the duration of overseas studies, should the insured person choose to travel outside of Fiji for any purpose and return to resume their studies, then the period from when the insured person boards the aircraft from the Fiji international airport until the disembarkation from the aircraft upon arrival into Fiji will not be covered under this policy.
  • 8.When FBIL is to pay insurance money or return insurance premiums, such payment will be made in the currency of the Republic of Fiji, through Fiji dollar cash checks (which can only be cashed by showing personal identification at the local banks of the Republic of Fiji).
  • 9.In case a refund is paid by FBIL to the insurance contractor due to cancellation of the agreement or the like, FBIL may charge the insurance contractor for the fees necessary for the refund of insurance premiums (100 Fiji dollars).
  • 10.FBIL will not issue an insurance certificate for this insurance agreement with the insurance contractor. In case of issuing an insurance certificate, FBIL may charge the insurance contractor for the costs necessary to issue the insurance certificate (The cost is 20 Fiji dollars).
  • 11.In case mutual aid money or insurance money from other insurance contracts has been paid, FBIL shall pay the remaining amount after deducting the total amount of the insurance money and mutual aid money already paid; provided, however, that any payment by FBIL shall be limited to the limit of payment liability under this insurance contract.
  • 12. The insurance managed by FBIL is provided as the In-house Insurance for International Students at a price to those who are interested from among applicants to the Study Abroad Program FBIL arranges. This is an agreement between the insured person (the international student) and FBIL, who operates the local school. The terms of the agreement are in accordance with the laws of the Republic of Fiji; and the homeland of the agreement is the Republic of Fiji. Disputes that arise in connection with the agreement must be brought to a court within the Republic of Fiji.

I agree with "Fiji Student In-house Insurance Policy" sponsored by the local company, Free Bird Institute Limited, which operates school and I am applying on my own.

About Fiji Student In-house Insurance

This is Fiji Student In-house Insurance sponsored by the school. It basically only covers your period of stay in Fiji.

  • The regular stay for studying
  • Traveling to other country for working holiday after the stay for studying/To other country from Fiji (Not covored by the insurance)

【Contact when the accident occurs】

School opening hours : Please contact school staff

After school hours : Emergency only
The information will be provided at orientation upon arrival in Fiji